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Personal
Accident
(a)
This
section covers the insured against:
death or
permanent disablement
Up to 3 persons can be insured under the Personal Accident Section, the insured,
his/her spouse and one dependent (ie. child).
(b) Scale of
benefits:
- In the event of death the full amount
can be claimed.
- With total paralysis, or total
disablement from ever following the usual occupation or any other occupation for which the
insured person is fitted by knowledge or training, or permanent disablement on account of
the insured person being permanently bedridden, 100% of the sum insured for will be
granted.
- With the loss of limbs which does not
lead to one of the abovementioned, different percentages of the sum insured will be
calculated.
- With the loss of an eye or loss by
physical separation at or above the wrist/ankle of one/more limbs, 100% of the sum insured
will be granted.
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