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Personal Insurance (Santam Multiplex)

  • Increased limits for liability
  • Uninterrupted cover for a month after payments have ceased, giving you a month's grace to catch up on missed payments.
  • Automatic inflation-linked adjustments
  • Single debit order covers all payments

House contents

  • Cover for security guards (up to R2 000) to protect your premises after loss or damage.
  • House contents sum insured automatically increases from 15 December to 15 January to provide free cover for Christmas shopping during the festive season.
  • Home industries' stock-in-trade can be included.
  • Trauma cover worth R2 000 after a burglary or fire.

All risks

  • Choose from a wide range of options what you want to insure under this section and for what amount.

Buildings

  • Cover for accidental damage to machinery of swimming pools, Jacuzzis, boreholes, irrigation systems garage doors and electrical gates is available.

Vehicles

  • Choose from comprehensive, comprehensive excluding theft, limited (third party, fire and theft only), or third party only.
  • Tow-in costs after mechanical breakdown are covered up to R500.
  • You enjoy cover for emergency accommodation up to R250 per person, or R1 000 per event after an accident.
  • Trauma cover worth R2 000 after a hi-jacking.

Personal liability and legal aid

  • Personal legal liability cover for R1 million.
  • For R10 or R15 more a month you get extended personal legal liability cover (PLIP) to the value of R10 million or R20 million respectively.
  • Legal-aid cover ranging from R1 000 to R25 000 can be selected.

Family protection insurance

  • Personal accident insurance of between R1 000 and R75 000 is available
  • Under the hospital benefit plan, Santam even pays a recovery benefit. You select the amount for which you want to be insured per day, raning from R50 to R400.
  • Choose a death benefit plan for R3 000, R5 000 or R7 500.

Free services

  • Free advice and assistance services ranging from legal and tax advice to medical assistance are included.

 

 

 

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